Insurance Types
Understand the different insurance providers and what they cover.
Several organizations provide insurance coverage for judo and martial arts practitioners in the United States. Each offers different benefits, coverage levels, and membership perks.
Common Providers
USJA (United States Judo Association)
Primary insurance for recreational and competitive judo
USA Judo
National governing body, required for national competitions
USJF (United States Judo Federation)
Alternative national organization with insurance coverage
USJA Insurance
Coverage
- Primary accident medical insurance during sanctioned activities
- Coverage for practice, competition, and travel to/from events
- Excess coverage when member has primary health insurance
Membership Benefits
- Official rank certification
- Eligibility for USJA-sanctioned tournaments
- Access to coaching certification programs
- Subscription to USJA magazine and communications
Membership Types
- Regular: Standard membership with full benefits
- Family: Discounted rate for multiple family members
- Life: One-time payment for permanent membership
USA Judo Insurance
Coverage
- Accident and medical coverage for sanctioned activities
- Higher coverage limits for competitive athletes
- International competition coverage
Key Benefits
- Required for national championships and Olympic qualifiers
- Official national ranking eligibility
- Access to national team programs
- International competition eligibility
Note: USA Judo is the National Governing Body (NGB) for judo in the United States. Membership may be required for certain high-level competitions.
USJF Insurance
Coverage
- Accident medical insurance during practice and competition
- Coverage at USJF-sanctioned events
- Supplemental coverage for existing health insurance
Benefits
- Rank certification through Kodokan
- Access to USJF-sanctioned tournaments
- Coaching and referee certification
Configuring Insurance Types
Your club can configure which insurance types are accepted:
- Go to Insurance
- Under "Accepted Insurance Types", select the organizations you recognize
- Optionally add custom insurance types for other providers
- Save your settings
Custom Insurance Types
If your members have insurance from other providers (e.g., AAU Judo, international organizations), you can add custom types. Custom types track the same information but may not have automatic verification.
Which Insurance Should Members Get?
The best insurance depends on the member's goals:
For Recreational Judoka
USJA or USJF membership provides adequate coverage for regular training and local tournaments.
For Competitive Athletes
USA Judo membership is required for national championships and provides higher coverage limits appropriate for competitive training.
For Families
Many organizations offer family plans at a reduced per-person rate. Great for families with multiple members training.